This service provides help in preparing you for the time when there is no longer a paycheck from an employer or a business (aka “Retirement”). Of course, everyone has their own financial situation which will include more or less assets, a high or low Social Security benefit, and possibly a pension.

Regardless as to whether the income sources are payments from the government, from previous employers, or from personally structured financial products (which may or may not be guaranteed), they may need to be supplemented with invested assets referred to as a portfolio.

There are many ways an income solution can be structured. It may include guaranteed income products such as annuities, income-producing assets such as CDs, bonds or stocks, and cash from liquidated assets which may have appreciated in value. The most important thing to remember is that the income plan must be specific, and not merely hypothetical. And, it must account for the various contingencies in life, including folks living considerably longer than the average life expectancy, and possibly not in good health.

Get in touch

    MobileHomeWork

    Income Planning Media

    Laid Off During the Pandemic: Should You Tap Into Social Security Early?

    article

    Annuity Use Is Expanding, But Knowledge Is Limited, Advisor Says

    article

    Hybrid LTC Insurance Is Popular, But Be Careful

    article

    3 Red Flags Your Kids Could Have Money Problems

    article

    What Has Changed About The Retirement Picture?

    video

    Tax Preparation: Just The Facts, But Next Year… ?

    video

    Don’t Go Broke In A Nursing Home

    video

    About DFS and Its Approach To Planning

    video

    Tax Planning – The 4 Tax Buckets Concept

    video

    What Is Retirement?

    video